Usually, a life insurance company will require you to take a medical exam and draw blood and/or urine when you apply for your life insurance policy.

Then exam is paid for by the insurance company, and they check your blood for health issues; such as, high cholesterol, high protein levels, HIV/AIDS, STD's, diabetes, and other health conditions. In addition, they may check for use of prescription and illegal drugs.

A life insurance blood test may look for any signs of cocaine, marijuana, methamph...
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What does a life insurance company test your blood for when you have your medical exam?

Life insurance companies check your blood to verify you answered the questions truthfully on your application for life insurance coverage.

Also, they are looking for any health issues or use of illegal substances.

For instance, they may look for high protein or high cholesterol levels, as well as, any STD's, AIDS, HIV, or diabetes, among other things.

In addition, they will check for nicotine, continine, or an...
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